Passwords get stolen all the time, usually through data breaches at other companies or fake login pages. Two-factor authentication (2FA) means a stolen password alone isn’t enough to get into your account.
It takes a few minutes to set up and stops most account takeovers.
How it works
When you log in, you enter your password plus a second proof that it’s really you. That second step is usually:
- A code from an app on your phone
- A tap on a notification on your phone
- Your fingerprint or face (this is called a passkey)
- A code sent by text message
A hacker in another country might have your password, but they don’t have your phone.
Which method is best?
From strongest to weakest:
- Passkeys. Log in with your fingerprint, face or phone. No password to steal. Google, Microsoft, Apple and many banks support them now.
- Authenticator apps. Free apps like Google Authenticator, Microsoft Authenticator or the one built into your password manager.
- Text message codes. Much better than nothing, but scammers can sometimes hijack a phone number. Use it if it’s the only option.
Turn it on here first
Start with the accounts that unlock everything else:
- Email. Whoever controls your email can reset almost every other password you have. Do this one today.
- Banking and payment accounts. Including PayPal, Square and Stripe.
- Your website and domain. Your WordPress login, your web host and your domain registrar.
- Social media. Facebook, Instagram, LinkedIn and your Google Business Profile.
- Your password manager, if you use one.
Don’t lock yourself out
The one downside of 2FA is getting locked out if you lose your phone. Avoid that:
- Save your backup codes. Most services give you a set when you turn on 2FA. Print them and keep them somewhere safe.
- Add a second method. A second phone, a passkey on your computer or a backup email.
- Plan for staff changes. Shared business accounts shouldn’t depend on one employee’s personal phone.
The short version
| Account | Priority |
|---|---|
| Business email | Today |
| Bank and payments | Today |
| Website, hosting and domain | This week |
| Social media | This week |
| Everything else that offers it | When you log in next |
Want help?
If you’d like help turning on 2FA for your WordPress site or business accounts, get in touch.
Information was checked in November 2026.

